Harmoney Advantage Partner Network

IRS' HOUSING CREDIT CHECKS

WASHINGTON -- Despite back-to-back blizzards that shut federal offices for days, the IRS issued new guidance last week on the two tax credit programs that are powering the country's real estate markets -- the $6,500 credit for repeat buyers, and the $8,000 first-time buyer credit.

View article

SURPRISE TURNAROUND IN HOMEOWNER EQUITY

WASHINGTON -- With all the bad news about underwater homeowners and strategic walkaways, you might think that American homeowners' equity holdings are in the tank. But the least publicized recent statistic on real estate is that -- despite these scary reports -- home equity is again on the rise.

View article

FOR THAT HOME TAX CREDIT, HURRY

WASHINGTON -- If you've been holding back on getting involved with the new $6,500 federal tax credit for repeat home purchases, there's no more excuse for inaction. You now have all the official IRS guidance you'll need to go out and buy a house, qualify for the credit, and pocket the $6,500.

View article

BETTER VERY LATE THAN NEVER ON CREDIT FILE RULES

WASHINGTON -- For mortgage applicants and home purchasers, it's been a six-year wait, but the Federal Trade Commission and the Federal Reserve finally have come out with important consumer credit protection rules first required by Congress in 2003.

View article

What is mortgage insurance?

Mortgage insurance protects lenders by spreading a portion of their lending risk to a separate, private company. This process enables borrowers to buy a home with a lower down payment than they could, without mortgage insurance.

How long does it take to get a mortgage?

It takes about 24 hours to get approved for a mortgage loan, subject to income confirmation, etc. It then takes about a week for the necessary confirmations and another week to process the legal documents.

We have done the research and found the best partners for all of your home and mortgage needs.

Get a Mark Rothstein approved financial advisor now!

No information provided on this site is intended to constitute an offer to sell or a solicitation of an offer to buy shares of any security, nor shall any security be offered or sold to any person, in any jurisdiction on which such offer, solicitation, purchase, or sale would be unlawful under securities laws of such jurisdiction. Registered Representatives of Linsco/Private Ledger whose identities and associations with harmoney are disclosed on this site may only discuss securities or transact business with persons who are residents of the following states: AZ, CA, CO, CT, DC, FL, GA, HI, IL, IN, KS, MA, MD, MI, MO, NC, NJ, NM, NV, NY, OH, OK, OR, PA, TX, UT, VA, VT, WA
Securities and financial planning information provided on this site are offered through Linsco/Private Ledger, A Registered Investment Advisor, Member FINRA/SIPC, California License Number 0798204.

FINRA WEBSITE

SIPC WEBSITE