You have goals. What you may not have is a plan to help you reach them. We can help. Harmoney is your personal financial planning resource. We put the best of everything financial at your fingertips: financial education and tools, money-saving tips, financial news, access to professional financial advice, access to best-in-class financial products, and more.
How we make money
It never costs you more to buy products or services through Harmoney.
Harmoney has an advantage in negotiating products and services because of the fact that we have a large customer reach and a large media following. Harmoney uses its power of potential volumes to negotiate very favorable rates from its strategic partners and passes these savings along to you. Volume discounts and customer incentives are built in so you get greater features and benefits than you would get if you approached these companies by yourself.
Harmoney uses its knowledge of what people like you need.
Harmoney works with its strategic partners to customize their products to create new, more appropriate offerings. This approach eliminates unnecessary features and costs and often adds what we feel are important missing elements. Elements are missing because most large financial services firms focus on high net worth clients and don't think to add features that are more important for those people who make less than a million dollars per year.
Harmoney gets paid as a percentage of what it sells from the manufacturer not you.
As a value-added reseller of the best-of-breed products, the companies we do business with agree to pay us out of what they would normally keep for themselves. They are willing to do this for Harmoney customers because we provide value-added education and learning tools tailored to you that these companies don't provide for non-high net worth individuals.
All the details are spelled out.
Not only does Harmoney tell you how we make our money but we require all our partners to fully disclose how they make their money. Harmoney takes this information and turns it into simple-to-understand language. We are happy to provide it to you if you would like.
Executive Biographies
Mark S. Rothstein
Founder & CEO
Known to millions of radio listeners across the USA as “Mr. Money,” Mark Rothstein is widely recognized as one of the country’s top Certified Financial Planners and Income Tax Specialists. His career in personal ¬finance and investment-related ¬fields spans over 27 years. A graduate of Syracuse University, Mark is the Founder and President of TriStar Financial Services, one of the largest wealth management firms in Los Angeles. A respected member of the local ¬financial community, he is past President and Chairman of the Board of the Los Angeles Chapter Financial Planners Association which presides over hundreds of area CFPs, and is also on the Board of Governors of the National Institute of Estate Planners. In addition to his “Mr. Money” radio show, Mark is the coauthor of the personal finance book: Love, Money and Control , published in 2004.
He has been featured on NBC nightly news and is a frequent guest commentator on Fox Business Channel. He was recognized as one of the top financial planners in the United States in both 2008 and 2009 by the Research Council of America, a respected peer review group for the financial industry. His #1 passion in life is teaching people about their money: “Everybody can become educated and with this knowledge become rich”. He leads a three-day intensive money seminar. His students graduate with their entire financial life in order and structured for massive wealth creation.
Mark S. Rothstein
“Mr. Money”
MrMoneyTalks.com
